back to top

We've got a mortgage for you

Bright green coloured Affinity ChevronSunset coloured chevron outline

Buying my first home

Buying your first home is an exciting milestone, and we’re here to make it easy! Our Affinity Advisors offer expert advice and support, making homeownership possible and stress-free. Follow these simple steps to homeownership and take a deep breath.

Let’s make your dream home a reality!

Bright green coloured Affinity Chevron
Terra cotta coloured chevron outline

Saving for my first home

The new Tax-Free First Home Savings Account (FHSA) helps first-time homebuyers save for a down payment.All contributions are tax-deductible, grow tax sheltered, and there’s no tax implications when you make a qualifying withdrawal

Bright green coloured Affinity Chevron
Bright green coloured chevron outlineBright green coloured Affinity Chevron

Renewing my mortgage

Renewal time offers you the chance to take a good hard look at what’s working for you and what isn’t. Renewing is easy, but if you’re ready to make some changes - we can help.

Bright green coloured Affinity Chevron
Terra cotta coloured chevron outline

Renovate or upgrade

You may be looking to make changes to better suit your present needs, size or style. Your first step is deciding whether you want to renovate the home you’re in or seek out somewhere entirely new.

Bright green coloured Affinity Chevron

Mortgage Calculator

Check Affordability

What our members are saying

8.6/10
The latest score of the “Voice of the Member Overall Satisfaction and Digital Satisfaction”
89.5%
Of mortgage members have a positive sentiment about Affinity Credit Union.
6 Awards
Credit unions won six Ipsos CSI Financial Service Awards in 2024, including a 20th consecutive win for Customer Service Excellence.
"I just renewed my mortgage, and it was the easiest loan I’ve got to date"
- Jennifer Clark
"Very efficient and personable. I was set up with a mortgage and an account in only two trips to the branch."
- Judith Tally
"The level of professionalism and assistance is very high, and my wife and I are looking to make a permanent switch of financial institutions/mortgage providers."
- Colin Maynard
"Communication with our personal banking officer Kyla Logan has been speedy and professional we are able to figure out our future plans."
- Lisa MacDougall
"Gurwant did a great Job getting us a good rate specially when rates were really high. The experience was seamless, and we were really happy we got the mortgage and the house that we wanted."
- Lynnea Moore & Benjamin Schmidt

An Affinity for Saskatchewan

Just a few reasons why getting a mortgage with Affinity Credit Union is even better than you thought

Ribbon with a checkmark illustration icon

Trusted Expertise

Get better service and support from engaged, expert advisors who put your best interest first.

arrow and target illustration icon

Holistic Approach

A mortgage is only part of the equation. We’ll help you plan for the big picture.

small house illustration icon

Keep it Local

As a member-owned credit union, your money stays close to home, being reinvested in your community

Let us answer your mortgage questions.
Get started here!

If you live in Saskatchewan, fill out the simple form below and one of our amazing representatives will help you out.

Mortgage Renewal & Transfer

Buy/Build New Property

Refinance

Submission Successful

Thanks for inquiring about our mortgages. A dedicated mortgage advisor will reach out to you shortly.

Mortgage Rates

Residential Mortgage Rates

Term
Straight Rate(1)
6 Month Closed
-
1 Year Closed
4.84%
2 Year Closed
4.29%
3 Year Closed
4.04%
4 Year Closed
4.04%
5 Year Closed
3.99%
7 Year Closed
-
Term
CUFlex(1)
6 Month Closed
7.49%
1 Year Closed
5.84%
2 Year Closed
5.49%
3 Year Closed
4.54%
4 Year Closed
4.49%
5 Year Closed
4.44%
7 Year Closed
4.64%
Term
Posted Rate(2)
6 Month Closed
7.49%
1 Year Closed
6.09%
2 Year Closed
6.09%
3 Year Closed
6.05%
4 Year Closed
6.09%
5 Year Closed
6.09%
7 Year Closed
6.29%
CUFlex(1)
Posted Rate(2)
6.89%
6.99%
5.19%
5.84%
4.64%
5.94%
4.39%
6.05%
4.39%
6.09%
4.34%
6.09%
4.54%
6.29%

NEW! Insured mortgages are eligible for a 0.20% rate discount!

Talk to an Advisor

Variable Rate Closed Mortgage(3)

Term
Posted Rate
3 Year Closed
Prime Rate - 0.60% (3.85%)
Affinity Prime Rate
4.45%

Fixed Rate Open Mortgage

Term
Posted Rate
1 Year Open
8.49%
Affinity Credit Union logo